
Resources
Employee Benefits and Health Plans for Credit Unions
InterLutions is excited to help all credit unions deliver enhanced and competitive employee benefit plans. Our CUSO’s I-Care Solution offers unique, collaborative, and innovative employee health plans to help our industry attract and retain the very best talent.
What is I-Care?
Insuring over 10,000 lives with credit union clients ranging from 1 employee to 1,000+ employees across the country, I-Care is a unique employee benefits solution leveraging volume, data, and technology to deliver enhanced benefits at lower costs.
How does I-Care help credit unions
- Education: Build strategies to create a happier, healthier, and more productive workforce.
- Data: Claims data reports that credit union employee claims are lower than other industries. We leverage claims data to negotiate better health plan premiums.
- Technology: Leverage a robust technology platform to automate your employee benefit experience.
- Service and Compliance: I-Care provides each client with dedicated account management support from certified compliance and wellness specialists.
Interested in learning more?
Join our CUSO team for an educational 30-minute webinar to learn how InterLutions is helping credit unions and their employees. Here’s what we will cover:
- Utilizing claims data to expand plan options
- Debunking health plan renewal myths
- Launching simple and effective wellness initiatives to drive down high-cost claims
- Leveraging technology to enhance your employee experience
Case Studies

Simplify, Condense, and Enhance Your Insurance Plans
Oh, and by the way, you can save over $25,000 too!

Helping Small Business Accounts Secure Competitive Health Plans
How a Credit Union is Bringing Value to their Business Community

Developing New Strategies for Employee Growth and Retention
How to Improve Health Plan Benefits While Controlling Costs
Whitepapers

Wellness: Your Secret to Savings
According to the Centers for Disease Control and Prevention (CDC), chronic diseases account for 90% of healthcare costs, morbidity, and mortality. Today, more than ever, we need new tools to identify and address the underlying risks and health issues, specifically ways to increase health literacy and personalized care plans to reverse the chronic disease epidemic.

Debunking health plan renewal myths: You don’t have to wait to find better benefits
Take a look at three common myths in the health insurance industry, and what we can do differently to help our employees and our bottom lines.

Why Association Health Plans Work for Credit Unions
Just as in the very collaborative spirit of the credit union movement itself, AHPs benefit from the strength and unity of their many combined employees.

Insurance Captives: Are They Right for Your Credit Union?
Captives work for some employers but not for others. How can you be certain that you are making the right decision for your organization?

Leveraging Collaboration, Data, and Enhanced Underwriting to Drive Down Healthcare Costs
How can credit unions continue delivering robust and competitive employee benefits when the trajectory of healthcare costs is rising at such a steep pace? Here are three tips to help get us in the right direction.

The C-Suite’s Guide to Enhancing Employee Benefits and Reducing Costs
A collaborative healthcare model is the best strategy for credit unions to combat rising medical insurance and employee benefit costs as insurance carriers continue profiting from a broken system.

Help Your Employees Distinguish Between FSAs, HRAs, and HSAs
Although human resources professionals are very familiar with these accounts, some employees may not understand how to distinguish between flexible spending accounts, health reimbursement arrangements, and health savings accounts.

Understanding Your Health Plan
Health insurance carriers design health plans to transfer some of the risk (costs) to you through four insurance concepts: deductibles, co-insurances, co-pays, and out-of-pocket-maximums, yet most of us with insurance don’t really know what we have.

Help Your Employees Distinguish Between FSAs, HRAs, and HSAs
Although human resources professionals are very familiar with these accounts, some employees may not understand how to distinguish between flexible spending accounts, health reimbursement arrangements, and health savings accounts.

The C-Suite’s Guide to Enhancing Employee Benefits and Reducing Costs
A collaborative healthcare model is the best strategy for credit unions to combat rising medical insurance and employee benefit costs as insurance carriers continue profiting from a broken system.

Leveraging Collaboration, Data, and Enhanced Underwriting to Drive Down Healthcare Costs
How can credit unions continue delivering robust and competitive employee benefits when the trajectory of healthcare costs is rising at such a steep pace? Here are three tips to help get us in the right direction.

Debunking health plan renewal myths: You don’t have to wait to find better benefits
Take a look at three common myths in the health insurance industry, and what we can do differently to help our employees and our bottom lines.

Why Association Health Plans Work for Credit Unions
Just as in the very collaborative spirit of the credit union movement itself, AHPs benefit from the strength and unity of their many combined employees.

Insurance Captives: Are They Right for Your Credit Union?
Captives work for some employers but not for others. How can you be certain that you are making the right decision for your organization?
Press and News

May 2025 - Collaboration Corner
MILWAUKEE, WI – May 1, 2025 – Check out our latest newsletter, The Collaboration Corner, containing thrilling updates, exclusive insights, thought-provoking articles, and the hottest trends and must-know industry news.

InterLutions Welcomes Kelly Balodis as New Client Services Manager
MILWAUKEE, WI – April 28, 2025 – InterLutions, the nation’s fastest-growing employee benefits Credit Union Service Organization (CUSO), proudly announces the addition of Kelly Balodis as Client Services Manager.

February 2025 - Collaboration Corner
MILWAUKEE, WI – February 3, 2025 – Check out our latest newsletter, The Collaboration Corner, containing thrilling updates, exclusive insights, thought-provoking articles, and the hottest trends and must-know industry news.

CUSO’s CU-Save Program Delivers Major Cost Savings for Credit Unions
MILWAUKEE, WI – October 10, 2025 – InterLutions, a leading Credit Union Service Organization (CUSO), has once again delivered impressive savings for credit unions through its CU-Save program.

CUSO’s Health Insurance Agency Expands, Hires Sam Boore as Employee Benefits Executive
MILWAUKEE, WI – August 5, 2024 – InterLutions, a Credit Union Service Organization (CUSO) delivering innovative and collaborative employee benefit solutions, is pleased to announce the hiring of Sam Boore as Employee Benefits Executive.

November 2024 - Collaboration Corner
MILWAUKEE, WI – November 1, 2024 – Check out our latest newsletter, The Collaboration Corner, containing thrilling updates, exclusive insights, thought-provoking articles, and the hottest trends and must-know industry news.

45 Credit Unions Show Care for Employees by Partnering with CUSO’s I-Care Health Plan
MILWAUKEE, WI – April 25, 2024 – InterLutions, an employee benefits CUSO, recently welcomed 45 credit unions to its “I-Care Family.”

August 2024 - Collaboration Corner
MILWAUKEE, WI – August 1, 2024 – Check out our latest newsletter, The Collaboration Corner, containing thrilling updates, exclusive insights, thought-provoking articles, and the hottest trends and must-know industry news.
Client Feedback

Fox Communities Credit Union
"Flexibility of plan design made I-Care the best option for us.”
Terri Green
VP HR

Iron County Community Credit Union
“Working with InterLutions was one of the best decisions I made!”
Mark Marczak
President/CEO

Co-op Credit Union
“The partnership with their team is exceptional.”
Michele Steien
Chief Talent Officer

Marshfield Medical Center Credit Union
“We saw a decrease in premiums and the benefits improved tremendously.”
David Murphy
President/CEO

N.E.W. Credit Union
“The I-Care team has been great to work with.”
Lisa Gilligan
President/CEO

Oakdale Credit Union
“We love how easy I-Care was to setup and track our employees’ insurance options.”
Colleen Woggon

UP Federal Credit Union
“They worked hard to find us affordable premiums and good coverage.”
Karyn Davis
President/CEO

Vizo Financial
“It’s a whole different level of support.”
Janice Appleby
CHRO
Due Diligence
For compliance and due diligence information, please contact InterLutions at [email protected] or at (414) 433-0174.