Whitepapers and Articles
Insights That Drive Credit Union Innovation
Explore expert-written whitepapers and articles that dive deep into employee benefits, HR strategies, and industry trends. These resources offer actionable insights and data-backed perspectives designed to help credit unions make informed decisions and stay ahead in a rapidly evolving landscape.
Wellness: Your Secret to Savings
According to the Centers for Disease Control and Prevention (CDC), chronic diseases account for 90% of healthcare costs, morbidity, and mortality. Today, more than ever, we need new tools to identify and address the underlying risks and health issues, specifically ways to increase health literacy and personalized care plans to reverse the chronic disease epidemic.
Why Association Health Plans Work for Credit Unions
Just as in the very collaborative spirit of the credit union movement itself, AHPs benefit from the strength and unity of their many combined employees.
Insurance Captives: Are They Right for Your Credit Union?
Captives work for some employers but not for others. How can you be certain that you are making the right decision for your organization?
Understanding Your Health Plan
Health insurance carriers design health plans to transfer some of the risk (costs) to you through four insurance concepts: deductibles, co-insurances, co-pays, and out-of-pocket-maximums, yet most of us with insurance don’t really know what we have.
Help Your Employees Distinguish Between FSAs, HRAs, and HSAs
Although human resources professionals are very familiar with these accounts, some employees may not understand how to distinguish between flexible spending accounts, health reimbursement arrangements, and health savings accounts.
Leveraging Collaboration, Data, and Enhanced Underwriting to Drive Down Healthcare Costs
How can credit unions continue delivering robust and competitive employee benefits when the trajectory of healthcare costs is rising at such a steep pace? Here are three tips to help get us in the right direction.