Innovation

What is I-Care?

Established through a credit union driven collaborative initiative, I-Care empowers credit unions to take control of their increasing healthcare challenges by providing affordable, competitive, and sustainable coverage for their employees. We partner with credit unions to deliver an innovative group program to reduce the volatility and expense of health insurance by pooling risk. This revolutionary solution provides credit unions with the flexibility to choose from multiple networks, while individually determining their plan design and structure to best meet the needs of their employees.

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Employee Benefits CUSO

The I-Care Community offers a variety of consulting services and funding solutions designed to reduce risk, lower costs, and enhance your credit union's employee benefits.

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Big Data

Enhanced data & analytics equips credit unions to make informed, long-term, strategic decisions. Managing your employees medical claims is an enormous challenge, especially with the limited claims data many credit unions receive.

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Collaboration

Our CUSO and the I-Care solution was born through collaboration, and its our collaborative nature that makes us unique. We were formed by a credit union advisory committee, which helped us create an array of solutions and business partners designed to provide credit unions with the options and flexibility they need. We are not a one-size-fits-all solution, and we allow credit unions to maintain their preferred networks, plan designs, and strategies.

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Flexible Funding Options

We'll help you explore everything from Fully-Funded and Self-Funded options, to our unique and collaborative Group Self-Funded solution created through an insurance captive managed by our I-Care participants. This innovative and one-of-a-kind funding solution adds a layer of protection for credit unions interested in moving toward a self-funded program.

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